FIRM1040

FIRM1040 is a strategic CPA firm based in Montclair, Essex County, serving business owners and high-earning individuals. Led by Cherie Williams, CPA, the firm focuses on proactive, multi-year tax planning rather than year-end scrambling — helping clients legally reduce taxes, stay compliant, and build long-term financial clarity. Services include tax strategy, business advisory and structuring, tax compliance, tax resolution, real estate tax advisory, and accounting and operational support. FIRM1040 has maintained a 90% client retention rate over 20 years in business.